Divorce and your Children’s Health Insurance – Divorce lawyer in Commack

Divorces are often a stressful and extremely emotional time. For parents, one of the more demanding aspects of a divorce includes determining who will pay for their child’s healthcare. There are many serious issues associated with this process, and there must be a major discussion between both parents. Combine this with the other stresses that come with a divorce and many parents quickly become overwhelmed. Simonetti & Associates, which was recently named best divorce lawyer on Long Island, can help prevent this. With decades of professional experience with divorce cases, Simonetti & Associates can guide you through the challenges of deciding the child healthcare aspect of a divorce.

Here are a few examples of questions that are associated with determining who will provide child healthcare after a divorce.

 

Which parent will be responsible for the child’s health insurance?

This will vary from case to case. Usually, it will depend on which parent receives a group healthcare plan from an employer. In most cases, the child will remain on this group plan after the divorce.

 

What happens if both parents do not receive a group health coverage plan through their employers?

This will also vary from case to case. This issue must usually be decided during the divorce negotiations. Usually, the amount that a parent has to pay will be determined by several factors including income.

Which parent will be responsible for copays?

If neither parent has an employer-sponsored group health care plan, then a healthcare plan should be purchased or acquired. This will mean that both parents must determine who will pay for the child’s healthcare through the divorce negotiations. It is possible for both parents to contribute to the healthcare plan.

 

What if a child has preexisting conditions?

The Affordable Care Act has made it illegal for insurance companies to deny a child healthcare based on preexisting conditions. As of right now, this is not an issue that parents should worry about.

 

Looking for the best divorce lawyer on Long Island?


Simonetti & Associates has been voted best divorce lawyer on Long Island for 5 years in a row and can provide you with the legal expertise to need when deciding who will be in charge of your child’s healthcare. With Simonetti & Associates’ help, you can ensure that your children will receive the healthcare that they deserve. If you would like to arrange a meeting with Long Island’s best divorce lawyer, you can contact us here.